Professional Association of Canadian Christian Counsellors
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Insurance

LIABILITY INSURANCE

Professional Liability Insurance for PACCC Members

Ruban Insurance Brokers Inc…Committed to Excellence

300 – 570 Portage Avenue,

Winnipeg,  MB  R3C 0G4

Ph.: (204) 988-5000

Fax: (204) 988-5003

Policy Details

The Insurer:                  Encon Group Inc.

Master Policy No.:       SRD 098836

Basis of Coverage:        "Claims Made" Wording

Limit of Liability:           $2,000,000   Per Loss

$2,000,000   Per Policy Period Per Member

$8,000,000   Aggregate – For All Members

Deductible:              $ 500   Per Claim

Annual Premium:      $300   Per Counsellor

Underwriting Requirements

Renewal applications will not be required for all members currently insured under the existing Professional Liability Insurance Program.
New Counsellors, applying for coverage, or Counsellors who have allowed their membership to lapse, are required to complete a “New Application Form”.
All application forms should be returned directly to the Association Office.  The Group Policy renews June 01, however coverage may be added throughout the policy term.

Insured Services Defined

Those services rendered by the Insured, while acting within the scope of the Insured's duties as a Personal Counsellor and customary to that practice.

Special Conditions

Coverage will be issued based on the Insurers standard policy wording, terms and conditions subject to the following Endorsements:

Penal Defence Coverage Extension

($100,000 Per Claim Insured Per Policy Period)

Absolute Abuse and Sexual Misconduct Exclusion

Cessation of Business Extension (Previously Discovery Period Extension)

This extension is again being made available to individual Counsellors who are retiring from the profession or considering a change in career.  This extends your Professional Liability Coverage to cover claims arising from counselling services provided while you were a Member of the Association.
  • First Year:                    100% of expiring premium
  • Second Year:               75% of first year premium

Contact Information

For all Professional Liability Insurance related enquires please contact our General Insurance Broker:

Ruban Insurance Brokers
John J. Ruban, A.I.I.C., CCIB, CRM
E-Mail: This e-mail address is being protected from spambots. You need JavaScript enabled to view it
Phone: 204-988-5000           Fax: 204-988-5003